Which health care plan do you choose?

Which health care plan do you choose?

  • Obama care

    Votes: 0 0.0%

  • Affordable health care act

    Votes: 1 3.3%

  • same crap, different name

    Votes: 3 10.0%

  • got private insurance

    Votes: 19 63.3%

  • i'm running bare

    Votes: 7 23.3%
  • Total voters
    30
  • Poll closed .
Ronkh

Ronkh

Wax Waster
With health care on the news every second of the day, which will you choose?

Please vote and don't reply until poll is closed.
 
I have company provided health care and from what I can tell there is no change due to Obamacare. Only in America can Tylenol cost $10 at the hospital.
 
Look what a good job the govt has done with social security and they can't even stay open. Yeah we should let them run healthcare.

Todd for president. Love to see the write up when he takes the swis out of the presidential motorcade
 
Next April I'll be 65 and sign up for medicare. I may, if I can afford it, sign up for a secondary provider. That's it. The VA is another possibility but I have little faith in them even though I did my time in service to my country.
 
RTexasF said:
Next April I'll be 65 and sign up for medicare. I may, if I can afford it, sign up for a secondary provider. That's it. The VA is another possibility but I have little faith in them even though I did my time in service to my country.
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That means next january you can start shopping...there is a three month window prior to your birthday...I just did all that stuff this summer...glad to help with that if ya need any info..just hit me with a pm....I am a vet too..they covered me after I retired....glad I could fall back on it ! :)
 
RTexasF said:
Next April I'll be 65 and sign up for medicare. I may, if I can afford it, sign up for a secondary provider. That's it. The VA is another possibility but I have little faith in them even though I did my time in service to my country.
Click to expand...
I dont know about Texas but here in San Diego VA hospital is light years ahead in latest technology .My X has gotton excellent care with them on a few occasions now.

Look ito it!
 
Bunky said:
I have company provided health care and from what I can tell there is no change due to Obamacare. Only in America can Tylenol cost $10 at the hospital.
Click to expand...

I don't have my works insurance but it definitely has affected the company I work for. Our company premium went from 250k a year to 900k a year in 2013. Everyone at my work is paying much more this year and expect to see a considerable increase next year as well.
 
Not sure I clicked n the right one. BUt im still going to use the insurance my work offers. I know many businesses are not going to offer it and simply pay the fines since it would be cheaper.
 
You do realize ACA is "obamacare." It's the law's nickname. It is officially the Afordable Healthcare Act. My work has dumped all but the High Deductable Healthcare Spending account plans even though the PPO they offer is cheaper for us and the same price for them in costs. The average costs to the employee go anywhere from 20% up to, in some cases 100% up from previous plans (which are arguably better). Now instead of a co-pay I have to hit 1250 in costs before it kicks in 80/20 and a maximum out of pocket 3000 before it is covered 100%. This past year I went twice, for a physical and when I got a bad sinus infection/flu. Both cost me 20 dollar co-pay and my scritps were about 20 dollars total. Under our great new plan I have to pay everything up to 1250 (except for the once a year check up that is 100% covered under aca). Mind you the PPO plan costs to them is the same price as the High deductable they are forcing us all to. I am sure they get a price break somewhere, but the costs for part timers is insane. Something like 260 bucks a paycheck for a person making 8 bucks an hour part time.
 
I'm keeping what I have unless I can find better (more choices)

I didn't (and would NEVER) vote for Obama, but his health care plan IMO is the right thing to do
 
ca.detailchick said:
I found this video informative.
"what Obamacare means for you"
https://www.youtube.com/watch?feature=player_embedded&v=EQG8eZs8AJc
Click to expand...

Got to admit, I don't understand the whole scope of the Health Care Act (probably not alone on this one). I presently have employer provided insurance. Its cost has went through the roof over the past two years. I had a little remodeling work done on this future corpse during the past 9 months. It wasn't cosmetic, wished it was, could use the help in this area.

Our out of pocket was over $8000. Mind you, I only spent one night in the hospital. That does not include the monthly cost to participate in this plan. I've had similar years price wise for overall medical expenses. The insurance company just picked up more of those charges. This was truly over the top compared to previous out of pocket costs.

That said, I can honestly say that my wife and I are currently not satisfied customers. Watched the vid. They make it sound so simple, so affordable and so beneficial. I can't help but think that there is a video out there somewhere looking at this from a very different vantage point. Lets face it, they don't need thousands of pages of documentation (the Act) to say what that video just explained in a few minutes. Feels like I'm waiting for the other shoe to drop.
 
GearHead_1 said:
Got to admit, I don't understand the whole scope of the Health Care Act (probably not alone on this one). I presently have employer provided insurance. Its cost has went through the roof over the past two years. I had a little remodeling work done on this future corpse during the past 9 months. It wasn't cosmetic, wished it was, could use the help in this area.

Our out of pocket was over $8000. Mind you, I only spent one night in the hospital. That does not include the monthly cost to participate in this plan. I've had similar years price wise for overall medical expenses. The insurance company just picked up more of those charges. This was truly over the top compared to previous out of pocket costs.

That said, I can honestly say that my wife and I are currently not satisfied customers. Watched the vid. They make it sound so simple, so affordable and so beneficial. I can't help but think that there is a video out there somewhere looking at this from a very different vantage point. Lets face it, they don't need thousands of pages of documentation (the Act) to say what that video just explained in a few minutes. Feels like I'm waiting for the other shoe to drop.
Click to expand...
The cost of health care is through the roof and Im sorry you have been a victim of it also.

I have much to say on this topic but I am holding off for many reasons.I dont feel like going into a rant right now.

Its not anything you said GH,its just the whole health care situation .

In short its all about greed IMO.
 
It is pretty simple actually. Even my crappy new play - all you need to figure out is the out of pocket maximum. For me, I pay all costs up to 1250 dollars, then my insurance pays 80% of all costs and I play 20% up to 3000 dollars. When I pay 3000 dollars that is the maximum I will pay that year and insurance will cover all costs after that for the year. That is the single plan. If I covered my family (if I had a family) those numbers go up to 2500 and 6000 out of pocket maximum. Most plans will spell this out. PPO and HMO plans have better costs but I don't see them anymore :(
 
I know/knew they were the same. I actually heard a "man on the street" interview the other day asking
"Are you going to choose Obama care or affordable health care act for insurance?" and people actually picked one or the other.
So decided to post it here and see what was said.
 
I'm keeping Anthem because it's cheaper than ACA.

The ACA is going to drive many older, working couples in debt. Especially if they gross over $60,000 combined. The premium for a like couple will be $17,100 annually in Ohio.

Far too expensive to be labeled Affordable Care.

Bunky,

A Tylenol doesn't cost $10 in a hospital. It's the delivery service that's expensive.....(a nurse).
 
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With anthem too
mine went up 48% when ahca was signed, then last year was 1270./mo
as of last month was 2444.96/mo.
haven't seen a bill yet this month
 
I believe that once the dust settles and everying sees what the end results are we will wish that Obamacare was never passed.

What the world doesnt want to acknpwledge is that the boss does not fire himself, nor does he take home less money voluntarily. I have read about big companies that are part timing alot of full time positions or choosing to pay a fine.

How does that help the ecomony?

I think that everyine should have acess to health insurance. I know it is expensive but like the above poster listed the cost of 17K for a couple, what about people with kids! It is a crazy number and will hurt alot of people. For a president who claims to be for the middle class, 17K hurts that middle class for just 2 on the health plan.

The healthcare system is broken and I am not smart enouth to fix it, but I am smart emough to know this aint the fix !

I would think that the correct path would be that we leave everyine who is happy with what they have alone. Add 2-5% to ALL premims to cover clinics for those without insurance and give everyone a reasonable charge based on income / ability to pay to use these facilities.

I am sure there are plenty of details I left out but free is not good. What is free today that is truly worthwhile? Its people that work the system hurt everyone. Not sure how to cut that out but it needs to be monitored.
 
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