LostHighway
New member
I'm with Al, I would never pay for anything anywhere with a debit card, too many risks and too few guaranteed protections.
Fraud
- Thread starter PA DETAILER
- Start date
I'm with Al, I would never pay for anything anywhere with a debit card, too many risks and too few guaranteed protections.
PA DETAILER
DETAILED TODAY?
UPDATE. Guess this was WIDESPREAD in the area. The hacks were working out of eastern PA and NJ. Still waiting on my new card and paperwork. Talked to my bank. Of course your out of that money till the paperwork clears. About 10 days. Heard the average hack was $500 to being cleaned out.
THIS WAS A DEBIT CARD.
THIS WAS A DEBIT CARD.
Why I love my bank. Issue new card at the branch and get the $ back immediately.
Bunky
Detailing Gnosis
I would look at finding a better bank - 10 days is way too long.
GearHead_1
Long Time Member
When I had this issue a couple of years ago the problem was taken care of the next day. No paper work, taken care of over the phone and a new card was overnighted to us.
I agree Bunky, it is way too long but it's actually still much shorter than the legal window if it was a debit card. [FONT=Open Sans, Lucida Grande, Lucida Sans Unicode, Helvetica, sans-serif] It's really ugly if the banks stick to the law versus doing what's right. Good dissertation of the differences is here: [/FONT]4 keys to credit, debit card zero-liability policies
Bunky
Detailing Gnosis
I have not had a debit card hacked but when I have had a credit card hacked I got a card shipped the next business day.
trashmanssd
New member
Yeah I only use credit cards, Wife and I dont even have a debit or atm card we go into the bank when they are open and withdraw cash. Also we have a credit freeze on the 3 major credit bureau's cost few bucks to put it on and to lift it but with that you basically cant have credit fraud happen to you. It is a bit of a pain when you need credit have to jump through few hops so whom ever you are asking for credit and only them can pull your report. Basically eliminates major credit fraud as if someone tries to get new cards or loans with your info when the creditor or loaner goes to see the credit score its locked they cant which is a huge red flag.
PA DETAILER
DETAILED TODAY?
About over. Sent the paperwork in today. Got the new debit card yesterday. The bank acually gave credit to the account the 19th for the two charges.
Talked to a neighbor. It was IDEAL MARKET. Where ever they info go's on their card readers (eastern PA) That is the location it was hacked.
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Talked to a neighbor. It was IDEAL MARKET. Where ever they info go's on their card readers (eastern PA) That is the location it was hacked.
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