Possibility of adding Pay After Delivery as a Pay Pal option?

It is interesting that we have low interest rates but credit card rates are still astronomical.

I do not lease cars despie financial people saying it is cheaper. I want to own them and not have a monthly payment.
 
Bunky said:
It is interesting that we have low interest rates but credit card rates are still astronomical.

I do not lease cars despie financial people saying it is cheaper. I want to own them and not have a monthly payment.
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Bunky,

Leasing your car is definitely a topic for another (lengthy) thread! I can`t help but think people get screwed on those deals more often than not. There are quite a few more variables at play than just a conventional loan. What really scares me away from them is negotiating what the future depreciated value on the car is going to be.
My take on leasing is that it`s like renting an apartment, nothing wrong with it, but you aren`t putting your money into anything that`s "yours".
 
A new car period depreciates faster than ever. In 4 years the average car loses 50-70% of its value. So even at a low interest rate purchase you are paying in depreciation. The smartest way to buy a car (on a loan) is to buy when the depreciation is already hit. 3-4 years old. An example of this is on a $35k car average will lose 19k in 4 years.
 
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