Merchant - CC accounts
- Thread starter jsoto
- Start date
Scott P
New member
I use Authorize.net and Retriever. A local payment processing company set me up. A lot is going to depend on any machineryyou need such as swipe machines.
imported_mirrorfinishman
New member
I really do not have any links.
However, my local bank here in Southern NJ charges a $55 monthly service fee.
However, my local bank here in Southern NJ charges a $55 monthly service fee.
I use Charge America www.chargeamerica.com/?11309
It's great if your are mobile, just use your cell phone in the field to get your charges approved. Check it out.
It's great if your are mobile, just use your cell phone in the field to get your charges approved. Check it out.
imported_mirrorfinishman
New member
Scottwax said:
Same here.
In many cases it is not even necessary.
imported_ajbarnes
New member
Although it is a convenience for your customer's, the hassle is not worth it IMO.
WannaSRT-10
New member
Agreed, and once you establish a good customer base, they will remember, cash or check only....
jimmybuffit
That'll buff right out!
If you're grossing more than $100,000, then you probably ned to accept CC.
Less than that, you can't afford all the 'extra' charges. Hell, I'd have to get a phone line... that's $45/month alone!
In my former, nightclub life, I have mucho experiece with CC.
My clients under stand "cash or check only." I've not had a 'bad check' problem, ever.
Cash is good.
Credit Card is bad.
Jim
Less than that, you can't afford all the 'extra' charges. Hell, I'd have to get a phone line... that's $45/month alone!
In my former, nightclub life, I have mucho experiece with CC.
My clients under stand "cash or check only." I've not had a 'bad check' problem, ever.
Cash is good.
Credit Card is bad.
Jim
WannaSRT-10
New member
.....and its rediculous the amounts these credit card companies charge for your client charge.......+ a monthly maint. fee ?
The fees is one reason I went with Charge America - I paid a $99 set up fee. With Charge America I pay no monthly fees, no equipment charges, no monthly minimum, no batching required, and best of all funds are transferred to my account within 48-72 hours. I have no problem with the 3.95% on each transaction. My average full detail is $135.00 (small cars & pickups) - even at that rate they charge me $5.33, leaving me with $129.67. To me personally, it's worth my being able to give my customers an alternative or choice of payment.
Detailing NY
New member
I am set up with a company called merchant services, and in my opinion they are the worst bunch of freakin @$$holes I have ever done business with.
I have a contract for no min charge per month, but they were taking $10 a month from me. I needed to fight them for months, faxing & faxing them the contract. Finally I got someone who said they blew up the contract at staples and it showed I was correct. They finally credited my account after 6 months.
Then i went a period without a charge for 3 months and they withdrew 250 from my account without even telling me. They said they thought i wanted to cancel. I asked them if anyone called in, and was told they took the early termination fee since i had no charges for 3 months. Boy did i let them have it.
IMO credit machines are not worth it, most of my customers pay cash and don't want to charge. so I can't wait for my contract to be up because the machine is going in the garbage.
I have a contract for no min charge per month, but they were taking $10 a month from me. I needed to fight them for months, faxing & faxing them the contract. Finally I got someone who said they blew up the contract at staples and it showed I was correct. They finally credited my account after 6 months.
Then i went a period without a charge for 3 months and they withdrew 250 from my account without even telling me. They said they thought i wanted to cancel. I asked them if anyone called in, and was told they took the early termination fee since i had no charges for 3 months. Boy did i let them have it.
IMO credit machines are not worth it, most of my customers pay cash and don't want to charge. so I can't wait for my contract to be up because the machine is going in the garbage.
Wow NY detailer, you really had a bad experience with Merchant Services. If those things had happened to me I don't think I would have been as calm as you seemed to have been. That's another reason I went with Charge America because I have no contract and no cancellation fee. On my own I did purchase a portable CC machine to make imprints of the cards (cost $35.00).
Like you, the majority of my customers pay cash -- maybe 5% will use MC/Visa and that's streaching it. It just an option for my customers. I must admit, I have been getting an increase in full details instead of just a car wash when people see that I except MC/Visa.
On another note - are you getting any snow there in NY? I saw a few flurries today here in Atlanta today and the temp stayed in the upper 30's but I did manage to get in 2 details.
Like you, the majority of my customers pay cash -- maybe 5% will use MC/Visa and that's streaching it. It just an option for my customers. I must admit, I have been getting an increase in full details instead of just a car wash when people see that I except MC/Visa.
On another note - are you getting any snow there in NY? I saw a few flurries today here in Atlanta today and the temp stayed in the upper 30's but I did manage to get in 2 details.
Detailing NY
New member
foris2 said:
To be honest with you i was not calm with them. The 4 letter words were flying out of my mouth.
It is to cold to detail today, i think is around 30, some one called me to detail there car and i turned them down. Told them i am closed until warmer weather. They said they would wait.