saturn insurance

saturnsc2

saturnsc2

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i have a 2001 saturnsc2 coupe. i pay the most insurance on my car in my family with less coverage than everybody else. the insurance company says it's because the saturn is more expensive to repair because of the plastic panels. is this true or a bunch of b.s. from the insurance company?
 
Sounds like a little B.S.
Do a little price shopping and compare coverage and rates from a few other companies.
Nothing says they all have to be in the same price range and many of them are not. When I bought my Corvette, the company that insured several things for me was 75% higher than another major insurance company. Guess who I went with. They called later with a very competitive price, but I told them they weren't there when I needed them and I didn't need them now. I loved it.:D

Charles
 
Also, your age and driving record may be a major factor in higher premiums. Young males with a few tickets pay a lot of money for minimum coverage.

Charles
 
CharlesW said:
Sounds like a little B.S.
Do a little price shopping and compare coverage and rates from a few other companies.
Nothing says they all have to be in the same price range and many of them are not. When I bought my Corvette, the company that insured several things for me was 75% higher than another major insurance company. Guess who I went with. They called later with a very competitive price, but I told them they weren't there when I needed them and I didn't need them now. I loved it.:D

Charles
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well the thing is that our family gets a family discount. if i take my policy elsewhere by myself for quotes, their rates are more expensive than the one that i'm paying now. everybody in my family gets more coverage for less money even on more expensive cars & i can't figure out why. they say that my car has those plastic panels & it's more expensive to repair than other cars, but when i bought the car, i was lead to believe just the oposite.....
 
CharlesW said:
Also, your age and driving record may be a major factor in higher premiums. Young males with a few tickets pay a lot of money for minimum coverage.

Charles
Click to expand...
i'm 41 years old. i was in a accident (my fault) 4 years ago, but right after that accident, my insurance company sent me a "accident forgiveness" "no premium raises because of accident" document. hmnn, i wonder.....
 
I find that hard to beleive that plastic panels are more expensive than steel? Call another insurance company to get a quote and then when they do give you a quote ask them out of the blue "hey I heard ...yadda yadda yadda" see what they say. Or...call Saturn and ask them, I'm sure if it is untrue Saturn would be willing to call your insurance company to get it straightened out.
 
I have been with AAA for years until, I moved from San Jose to Sonoma County and started to work out of my home. Thinking HEY!! I don't drive in a conjested area any longer and I do't communte. Called AAA and they only where able to take off 150 bucks a YEAR!!!. I went to Costco they have insurance threw American Express and they saved me 350 a year with full coverage on two cars both at the time where 2000 models.

I found that once I told AAA that I was changing they started to jump threw rings of fire to keep my business. You might also try the same. I'm 49 wifes 37
 
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