This is probably a stupid question but how can you tell if a stone chip is down to the metal or down to the primer? The reason I ask is because someone told me if it was down to metal it would have shown significant signs of rust in just a few months but my husband (who does not take care of his car) has some major marks that I swear were down to metal and they have not rusted dispite the fact that they have been there for a few years. So this makes me wonder if I am just too dumb to tell or what. :nixweiss