Originally Posted by
Lonnie
So what is happening to the old black 2013 Camaro.?? I assume because of its model age and odometer mileage that its wholesale vehicle value (AKA dealer price) is less than than cost of repairs, hence it was deemed"totaled" by your insurance company. Are you going to keep it and fix it or was it signed over to the insurance company?
Over $14,100 in damage to the car, I didn`t want or need that hassle of dealing with a salvage-titled car, so I just signed it over
I also suggest that you fight your "at fault" accident judgment. Why? Because it will cost you dearly in the coming years for your auto insurance. Unfortunately, the cost of a lawyer and the time it will take to undo this "at fault" judgment may offset any financial gains from doing so. I would ask your insurance agent about this first. Depending on the insurance company itself and how long you have been with that insurance company, you may be able to mitigate some of the vehicle insurance premium increase or even the possibility of being dropped for coverage altogether. Vehicle insurance companies are in a huge state of flux and change right now due to the high cost of parts and repairs along with inflated used-car replacement prices. Some companies are no longer underwriting new policies for customers changing from one company to another in order to find a "better price". You may be "stuck" with insurer you have. Since I do not know the particulars of your situation, I will let you sort that out and assume you have already experienced and worked through some or all of these insurance scenarios.
I`ve been with State Farm for over 41 years and haven`t had an "at fault" accident since 2006. My insurance DID go up, but that was just because I`m insuring a higher level 2017 instead of a base 2013
ON the new-to-you 2017 Blue Camaro, CONGRATULATIONS! I am sure you will be missing the old black 2013, but this 2017 sounds and looks like a suitable "consolation" replacement. You are fortunate to have a wife who looks out for you vehicle-wise and does not mind (or at least puts up with or tolerates) your OCD detailing exploits and expenses!
"Puts Up With" is about right, LOL She is the one who `found` my black 2013, and she also found the new 2017, so as far as her grumbling about my OCD, she is supportive since the only "vice" I have is my car and detailing.
Keep us posted. Looking forward to your review and evaluations on the NXTGEN 365 Pro coating.
I have to take my son to an appointment, but the video is done and live. SO as soon as I get back, I`ll post the link in the forum
AND I had to figure out what the acronym TOGW meant by doing a search within this forum because it is not on the acronym decoder ring list. It means The Other Guy`s Wax. Well, now I know. Don`t you as an Obsessive-Compulsive Detailer (OCD`er) just "dislike" that when you see missed wax or sealants left behind and not wiped off on trim, panel gaps or rubber seals within those gaps, or insignia`s and decals (my personal pet peeve), and/or locks and handles attached to doors or trunks, or antennas or cell phone connection blocks on roofs. A re-purposed soft bristle tooth brush (or small boar`s hair brush, or BHB ) and Q-Tips and 3M`s 08984 General-Purpose Adhesive Cleaner or similar prep wax remover, along with a little judicious brushing with the tooth brush and probing-&-circular oscillation (AKA back-and-forth rolling) with Q-Tips are your best friends.
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