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$100 deductible is just for the warranty work per claim. Allegedly covers road hazard, wheels and tires, actually the main reason I bought it, cause a co-worker with a Volvo and 18's is on his 3rd set of wheels in a years time, ouch.
exterior metal isn't covered, so technically, I may be out of luck.
Overall these wheels are about $335 each. Not really the worst I've seen for a per wheel price, but certainly not free. But I don't mind patching.
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