Ahhh! Arizona DMV!!

Allred00535 · 02-06-07, 05:28

I currently lease an 06 Acura RSX... I have had it approx one year and the tags expired in January of this year.

I tried renewing my tags online to which I was given a notice that I needed to contact the DMV. I called them and waited on hold about an hour. Once on the line with an agent, she informed me that my registration has been expired since July of 06'!!! My old policy expired with Progressive on Saturday July 29th and my new policy with another company didnt start until Monday July 31st at 12am. She told me I need to prove that I was covered on the day of Sunday, July 30, 2006 (I was actually in Vegas and had the car in the garage at home) or I will be required to file SR-22. I cannot believe this crap.

Any of you that have leased through American Honda Finance know that they are on you like white on rice about insurance coverage, and they never had a problem. I pay my taxes, am always driving insured, have never had a moving violation and now might have to file an SR-22 for not having insurance on my own garaged car for 24 hours on a sunday.

Good Hell.......I have been rear ended by an uninsured driver twice..where the hell are their SR-22's? Damn this pisses me off.

Any idea's on how to beat these clowns and their exploitive games?

LastDetail · 02-06-07, 05:30

There is no fighting the DMV, they are a bunch of beuracrats. I would advise you contact a lawyer before filing an SR-22 though, there might be a legal recourse for your problem.

Setec Astronomy · 02-06-07, 05:34

So they plinked your registration because your insurance lapsed for one day? Man that is totally 1984...here as long as you have a policy number to give them you can re-up your reg. and drop your insurance the next day...as long as you don't get caught driving that way.

Just to be clear, they voided your registration 6 months before it expired, because you had a one-day lapse in your insurance?

RTexasF · 02-06-07, 06:06

Attorney may be cheaper in the long run.

truzoom · 02-06-07, 07:24

How about just getting that pretty girl in your avatar to go swoon the DMV folk into dropping the crap?

Allred00535 · 02-06-07, 08:29

Quote:

Originally Posted by truzoom

How about just getting that pretty girl in your avatar to go swoon the DMV folk into dropping the crap?

lol... that only works on the cops. the sea donkey behind the counter at the DMV will not give in too her...

TortoiseAWD · 02-06-07, 09:12

Ask the agent of your current company if there's anything they can do to help. Since nothing happened to the car on that day, perhaps they can backdate your policy to show it beginning a day earlier to cover the gap, and just let you pay for the extra day of coverage. I'm sure it's a long-shot, though; one of the few things that can rival the bloated bureaucracy of most DMVs is the bloated bureaucracy of an insurance company.

Good luck with it,
Tort

Eliot Ness · 02-06-07, 09:41

I don't know much about the SR-22's, but it doesn't seem like what happened should warrant you having to get something like that. A lawyer that specializes in traffic cases should be able to cut through the bureaucracy pretty quickly for you. The lawyers that deal with that kind of stuff almost everyday know who to contact to get things things like that fixed with a minimal amount of hassle.

I think Tort's idea is worth a shot too, but I wouldn't hold my breath on an insurance company doing something like that. Then again, maybe a back dated policy is no big deal?

Allred00535 · 02-07-07, 11:30

I will call my current company and see what they can do.. my new company is only a broker for the insurance company and I know her fairly well.

If that doesnt work, I suppose I will contact a lawyer.

The funny thing is that the agent says it was suspended since July of 06', yet my girlfriend was pulled over for speeding in September 06', and the cops also came out to my house to check out the car in November 06' because a teenage chick at a gas station backed into me and sped off (didnt do much damage, I just paid my buddy out of pocket for a PDR)..
the cops ran the plates and went through all the motions both times and didnt say a word about the registration being bad. Odd?

Allred00535 · 02-07-07, 05:49

Quote:

Originally Posted by Setec Astronomy

So they plinked your registration because your insurance lapsed for one day? Man that is totally 1984...here as long as you have a policy number to give them you can re-up your reg. and drop your insurance the next day...as long as you don't get caught driving that way.

Just to be clear, they voided your registration 6 months before it expired, because you had a one-day lapse in your insurance?

Correct... they say its been void since that one day, and they wont let me renew the tags now.

My best guess, is that I really pissed someone off at my old insurance company by not renewing, and they decided to tattle tell.. I think this because some of my friends have had a lapse of up to a month without incident.

Setec Astronomy · 02-07-07, 06:55

Quote:

Originally Posted by Allred00535

Correct... they say its been void since that one day, and they wont let me renew the tags now.

Wow, scratch any ideas I had of moving to AZ!

LastDetail · 02-07-07, 07:13

You know it is strange, in California it seems that the DMV and insurance never communicate. I have friends who have their cars registered but no insurance, and vice versa.
With driving customers cars and the investment in my own though you would never catch me without some coverage.
Dude Az laws are extreme! However it is nice to know that they are so on point with making sure that everyone has insurance. I am sick and tired of paying for un-insured motorist coverage on my policy.