insurance question...help

acc252 · 03-05-02, 11:55

please help...

i'm planning on buyingn a new car for my fiancee in a couple months. she has never owned a car or was ever insured for auto insurance...we are getting married in a few months...can I save money by putting the car under my current insurance and putting her a secndary driver? I don't know if that's allowed...how can I do this without being killed with insurance payments. I currently own a 99 acura-tl and plan on buying my girl a 02 audi a4

Guess My Name · 03-05-02, 11:57

Call your insurance company and tell them whats up. Some have different policy requirements.

acc252 · 03-05-02, 08:22

well I heard from someone that you cannot be primary for both cars, cause the spouse has to be primary for one of them

Guess My Name · 03-06-02, 07:06

That is true. And since you will have to list her DL# they will assume she is driving the other car. If she has a clean record it shouldn't hurt your wallet too bad.

Check your deduction amount, Coverage Amount, and mention any safety or theft device on the cars.

HTH

olivher · 03-06-02, 07:49

Quote:

Originally posted by acc252
well I heard from someone that you cannot be primary for both cars, cause the spouse has to be primary for one of them

On my insurance company (www.esurance.com), I am the primary driver on all the cars. So, I guess every insurance company has different policies.

NY detailer · 03-24-02, 07:30

i work for an insurance company full time. Don't get rid of your policy. The longer you have your policy the better you are. Just call your insurance comapny and tell them you are getting married and need to add your wife on the policy along with the second car. You can tell the insurance co which car you use and which car she will be using. You can also tell them that they are both your cars and that she only uses it sometimes. But be upfront with the insurance company, it will keep you headache free in the event you have a claim.