With a new vehicle, whats the grace period before letting your Insurance company know

General Lee · 05-28-05, 06:43

Now that I think about when I bought my new vehicle today, the dealer forgot to take Insurance info from me. With it being a weekend holiday I won't be able to notify my agent until Tuesday. Is their a grace period that allows you to be covered?

themightytimmah · 05-28-05, 07:22

IIRC, it was 48 hours when my dad bought his Camry. I think it varies from state to state though. You might want to keep the jeep in the garage Monday.

ericsscion · 05-28-05, 07:22

well the dealership does'nt want you to know this but they provide temp. insurance for 7 days(at least when i was selling cars). So you should'nt worry too much about it. On tuesday when everything opens back up just call your insurance company. I'm sure it will be ok.

SpoiledMan · 05-28-05, 07:24

Most reputable insurance companies in the state of CA will cover your purchase for 30 days without notice. Well at least that's what I got from AAA.

DFTowel · 05-29-05, 04:19

Why wait to call your agent, why not just call the insurance company directly and give them the info, most companies have the phones manned 24/7

General Lee · 05-29-05, 05:49

Quote:

Originally posted by DFTowel
Why wait to call your agent, why not just call the insurance company directly and give them the info, most companies have the phones manned 24/7

Mine is not

lawrencea · 05-29-05, 06:02

I here in Illinois its 30 days

SpoiledMan · 05-29-05, 06:17

Quote:

Originally posted by DFTowel
Why wait to call your agent, why not just call the insurance company directly and give them the info, most companies have the phones manned 24/7

Insurance in Los Angeles is HIGH. The 30 day period becomes a "freebie" as they don't back charge you for this period. This saved a good amount of money in my case and was actually a benefit of the policy.

Mosca · 05-29-05, 06:20

Most states 30 days, I've been in the car business 20 years and we never gave anyone 7 days free coverage. We always call from the dealership to verify coverage and make changes. If we can't verify coverage, the customer has to produce a declaration page or the car stays.

Tom

solarafiedV6 · 05-29-05, 06:25

Quote:

Originally posted by ericsscion
well the dealership does'nt want you to know this but they provide temp. insurance for 7 days(at least when i was selling cars). So you should'nt worry too much about it. On tuesday when everything opens back up just call your insurance company. I'm sure it will be ok.

I will have to second that. I was in the same situation and freaked out about the insurance. It is seven days.

General Lee · 05-29-05, 06:57

So it seems its 7 and or 30 days. I spoke with my mother who lives in Florida. She used to be in the insurance buissness, and she said 30 days. Regardless I think I'm cool until Tuesday.

I appreciate the responses, I am a little more comfortable now. Although when we bought my wifes SUV a few months ago they called her company right then and there. Why we still have different insurance companys is beyond me. I think its soon to change.