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Old 01-16-05, 12:28   #1 (permalink)
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solarafiedV6 is offline
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Aftermarket parts on a new car?

My car was severly damaged this week when a portion of my landlords porch fell on my car. My hood was damaged resulting in multiple dents, front fender dented in, front bumper damage, drivers side door heavily scratched, halogens lights sractched. Basically her homeowners insurance will be liable for paying for the damages and not my car insurance. Do I have the right to have them pay for OEM parts and not aftermarket? I know that these parts are expensive but my car is only 9 months old with 11,000 miles. I find it unaceptable to accept aftermarket parts on a car that is still fairly new and was in mint condition prior to the damage. Any advice is welcome.
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Old 01-16-05, 05:51   #2 (permalink)
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hell yes you have that right infact they shouldn't even question it
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Old 01-16-05, 05:51   #3 (permalink)
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Insist on only oem parts. This is your right, and the manufacturer will only warranty as new oem parts, installed and/or repaired by qualified "approved" technicians.

Since your car is still new, and it is covered by the insurance, you should have your dealer make the arrangements with their body shop, unless you know of a top notch auto body repair shop that does certified repairs for dealers.

Do not accept substitutions or aftermarket under any circumstance. Good luck.
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Old 01-16-05, 09:44   #4 (permalink)
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Quote:
Originally posted by lbls1
the manufacturer will only warranty as new oem parts, installed and/or repaired by qualified "approved" technicians.


I wondered about this very issue last night. Well at least I know now I have a leg to stand on when I deal with her insurance company. Thanks alot guys.


-M
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Old 01-16-05, 10:07   #5 (permalink)
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you have every right to have your car to the exact condition it was in before. do not settle for anything less.

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Old 01-16-05, 11:18   #6 (permalink)
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Do a little googling here.
There is a very famous case against State Farm Insurance that refers to Aftermarket parts. It cost the Farm a ton of money as it ended up as a class action suit.
Do not accept Aftermarket parts on a car that you care about. Tell them to talk to your lawyer if they insist.
It is your car and you don't have to take anything inferior.
Now if it's a piece of crap it should have crappy pieces.
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Old 01-16-05, 03:21   #7 (permalink)
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Not only can you have them use OEM parts, you can also claim value depreciation in most states. Since the advent of CarFax and similar services, it is now impossible to conceal the fact that a car has been damaged and repaired. This effectively lowers the value, no matter how well it's been repaired. Check with your insurance agent and see if that type of claim is allowed in your state.
 
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Old 01-20-05, 10:32   #8 (permalink)
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call your insurance company too. it's good to get something documented with them just incase things get nasty with the other insurcance company.

check, but your rates shouldn't go up especailly since even if you do claim it with your insurance they will go after your landlords insurance and get the money back.

any vechicle accident my family has had has always been claimed via our own insurance. we give them the other persons insurance. We generally get a check in a day or two (much faster than the other guys insurance co would ever work) and our rates have never gone up due to a claim becasue they always get the money back. Using our own company gives us more leverage to get the parts and shop we want.
 
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