Liability Coverage for a Mobile Auto Detailing Operation

[afinerdetail]

Who underwrites liability insurance for mobile auto detailers?

[tdekany]

Originally posted by afinerdetail
Who underwrites liability insurance for mobile auto detailers?

I am in VA and insured by state farm. $234.00/year

[afinerdetail]

How much coverage should I be looking for? 25K? 50K? 100K? Do you specifically ask for liability insurance for auto detail?

[tdekany]

my agent knew excatly what I needed. Just call your agent (auto insurance) and he/she will give you the options. You choose.

Let us know.

[afinerdetail]

For $234, how much coverage do you have?

[tdekany]

actually it is $268.00 - can't recall the coverage. I'll look it up tomorrow.

[afinerdetail]

Thanks for the information - I look forward to hearing from you tommorow.

AFD

[edschwab1]

$268 is cheap, but it depends on the coverage. Is insurance cheap in Virginia?

I most live in the land of high taxes and insurance premiums.


Eric

[tdekany]

Eric - I use to live in NY. NY is much more $$$ although Va is no slouch.

In 1993 my friend just turned 25 and got a new camry. New license & new car. Only Geico would insure him. Cost: $6000 a year. First year.

I just got off the phone with my agent and turns out that the other person who wrote up the policy didn't really know all there was to know about it.

Insurance companies do not insure your work.

Liability: $1 million, and $5000 if anthing "happens" inside the car. Example: I drop the camera that is sitting on the back seat.

I hope this helps.

Basically, I don't need this insurance. O well. At least I was explained what I had.

Hope this helps.

[edschwab1]

Does this cover you of you drive the vehicle in a pick-up/delivery situations? Or Does your regular auto insurance cover this?


Eric

[tdekany]

I have full coverage so that would take care of it.