| if you want it fixed, you'll need to claim it or just pay it on your own. you can talk to your agent before you do as a hypotetical to see how it would affect your rates. I doubt they'd drop you for this, but you may see a bit of an increase come renewal time. they should be leanient on reporting it.
some policies even have a seperate section for covering items like this. I forget what it's called, but with progressive, my gf had a $3500 protection for damage even though she only had liability coverage. Darn, I wish I could remember the name of the coverage.
Depending on your deductible and the increase in premiums you may just want to bite the bullet and pay it out of pocket. unless you plan to buy the vehicle, your lease may require you to fix it anyway. |