Whenever you get those, don't even go to the link. If you have auto-fill in passwords set, it will nab them even if you don't type them in. My rule is that I never link out of an e-mail, I always type the site in to make sure I don't end up on a spoof site. I get them from 'banks' all the time. My favorite ones are the ones with the poor grammar, misspellings, etc.
