Gosh, thanks, Accumulator. Yeah, life without a garage for this baby sucks.
And, indeed, scratching is my big concern. So far, she's scratch-free. (But, then, she's only 28 years old so whaddaya expect.

)
As for your questions: Yeah, that's exactly it. If I come home after a long trip late at night, I am not gonna be out there QD'ing. And sometimes just coming home from work, I'm not in the mood to QD.
So ... anybody else want to weight in here on the pros and cons that Accumulator has well outlined?