Autopia.org - View Single Post - I was rear-ended today at a stop light

thump_rrr · 12-01-08, 02:19

Laws vary from state to state and different insurance policies have different clauses.

Always deal with your insurance company.

In my province it is mandatory that parts installed on any car 18 months or newer must be dealer original new parts. After that they may use either used or aftermarket parts which meet OEM specs.

If you are truly injured then go see a doctor and submit any medical bills for payment.

I've been in several 3 major accidents including a rollover and have never claimed a medical injury.

I believe you have 2 years to file a medical claim since nearly 1 month before the 2 year aniversary of my rollover crash the insurance company of the responsable party called me to make sure I was OK.

Some policies do not allow for diminished value claims.

12-01-08, 02:19	#5 (permalink)
thump_rrr Registered User thump_rrr is offline Join Date: Mar 2008 Posts: 82	Re: I was rear-ended today at a stop light Laws vary from state to state and different insurance policies have different clauses. Always deal with your insurance company. In my province it is mandatory that parts installed on any car 18 months or newer must be dealer original new parts. After that they may use either used or aftermarket parts which meet OEM specs. If you are truly injured then go see a doctor and submit any medical bills for payment. I've been in several 3 major accidents including a rollover and have never claimed a medical injury. I believe you have 2 years to file a medical claim since nearly 1 month before the 2 year aniversary of my rollover crash the insurance company of the responsable party called me to make sure I was OK. Some policies do not allow for diminished value claims.