View Single Post

Old 12-11-07, 08:57   #8 (permalink)
the other pc
Who? Me?
 
the other pc's Avatar
 
the other pc is offline
Join Date: Oct 2004
Location: SoCal
Posts: 2,098
the other pc is on a distinguished road
Cool Re: Leasing vs. Owning

Quote:
Originally Posted by Darren F
...When you lease the car the bank is the one eating the depreciation not you...
That’s not true. One way or another, the end customer always ends up paying. It’s how the system works. Otherwise, they wouldn’t be in business.

The very definition of leasing is that you pay money to use the car and give it back after some time. That money covers the depreciation, overhead costs, loan interest and profit (for both the dealer and the bank) and then they turn around and sell it at the depreciated price after you give it back.

It comes down to a personal choice. You can choose to pay for the benefits of leasing, an always new car, minimal to no service, fixed/predictable monthly cost or you can choose to own. You decide which route meets your needs and best and gives you value for your money.

Me, I have four cars and a total monthly payment of zero, zip, zilch, nada. That’s a good feeling.

I don't have the newest cars on the block. I do have to pay for maintenance out of pocket. Some of those bills can be steep but I can sometimes go for months paying less for maintenance on fours cars than for a single payment (loan or lease) on a new one.


PC.
  Reply With Quote